HMAC Officers President Ritchie Dickie Chief HUD Underwriter | Ikaria Capital Group rdickey@ikariacg.com Vice President Annisha Zegarski FHA Co-Chief Underwriter | NewPoint Annisha.Zegarski@NewPoint.com Secretary Jenifer Williams Chief Underwriter | Berkadia Jenifer.williams@berkadia.com Treasurer Tina Laurie HUD Chief Underwriter | Metropolitan Commercial Bank TLaurie@MCBankNY.com ASSET MANAGEMENT LIAISON Dale Becker Director, FHA/USDA Asset Mgmt | Lument dale.becker@lument.com Director of Events Kelly Cush SVP & Chief Underwriter | Walker & Dunlop KCush@walkerdunlop.com Director of Programming Tim Gaffney Senior Director | CBRE Timothy.Gaffney@cbre.com Past President Alison Lemle Chief Underwriter | VIUM Capital ALemle@viumcapital.com